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Welcome to Specialty Capital
Group, Inc.
We are a firm that obtains
financing and capital for our clients. Our clients are
individual borrowers, companies and corporations, as well as
banks and other lenders. We provide lending and capital to a
variety of markets. Many of these markets are often referred
to as “specialty“ markets due to their inability to fit a
typical bank lending portfolio. This focus and process created
the name of our firm, Specialty Capital Group, Inc. Our belief
and experience is that these are safe and creditworthy
transactions, which is also a criteria for reviewing a loan.
An example of this is our ability
to finance businesses whose value is based on their cash flow
versus their hard assets or collateral value.
Our funding partners are banks,
private commercial lenders and individual investors, to name a
few. Our relationships with these funding sources are trusted
and proven. Our intent is to know where to place the loan
before we accept a client’s loan request. Time is a valuable
commodity, this intent insures that we protect it for everyone
involved.
Our experience in structuring
loans is wide and varied. Transactions may be a $1mm loan to
acquire a dental practice or a $500mm loan to acquire or to
construct a shopping mall.
Our philosophy and method is of
simplicity, efficiency and predictability. We are straight
forward in our communication and process. If we cannot help
you or a client, we will quickly inform you. Specific types of
transactions are as follows. Please note that this list
continually increases as we receive new opportunities or
requests.
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Business Acquisitions:
Ranges from manufacturing where assets are being purchased
to service markets such as dental and veterinary practices
where there are minimal hard assets for collateral. We
finance many acquisitions where the cash flow (goodwill) is
the asset that is being purchased. The objective is to
finance 100% of the purchase price in many business
acquisitions.
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Refinance of Business Debt:
This is utilized to improve cash flow, use the equity to pay
other items or to refinance seller notes, among other
reasons.
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Commercial Real Estate:
Transactions include the $300,000 office building or
manufacturing building to the $500mm office building.
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Refinance of Commercial Real
Estate: This is utilized to improve cash flow, use
the equity to pay other items or to refinance seller notes,
among other reasons.
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Equipment Loans and Leases for
up to 10 years.
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Loan Participations with
Banks: We assist banks and lenders by refinancing
select loans for their borrower. This enables banks to
complete the loan for their borrowers. Example, the borrower
needs greater cash flow to buy a larger building. We
refinance the business debt to increase cash flow so the
bank can fund the building loan.
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Stock Portfolio Loans:
Borrow against the value of your stock portfolio via private
investors and institutional funds.
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Residential Mortgages:
Services throughout the United States from a single bank.
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Purchase Performing and
Non-Performing Individual Loans or Portfolios
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Other Situations:
If you have a situation not listed here, feel free to call
to discuss.
Just as important as our type of
loan is our type of process and communication. It is this
combination that enables us to help in many financing
situations. If you would like to know more about how we might
help you as a borrower or as a lender, feel free to contact
us.
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